How does life insurance work?




Life insurance can protect their lives because of their inability to find his family, provides for compensation in case of death. "Many people need their financial goals, debt is the cost of labor income, in an effort to comply is to put the kids through college or helping parents and older. Life insurance can help support your family's goals


Here's how it works: When you buy life insurance, you buy a contract to provide insurance. To give guarantees that the insurance company after his death, a preset amount will be paid to the recipient. Guarantees subject to the claims paying ability of the insurance company. The result is usually exempt from income tax. The insurance company will pay your beneficiaries directly, so you get the money without delay and costs associated with the probate process that regulates property through sex. Depending on the size of your property, and benefits from a life insurance policy may be subject to estate tax.