Most people know the value of life insurance that provides income for their loved ones while away. Another
take car insurance and home insurance to
protect your property value. But
few people think that getting health
insurance. Take a minute and
think about it. What if you
were unable to work and earn a living
for a long time? As a matter of one or two months, you can have money in the bank to tide you over. But in
the long run, how do you live? This
brings us to the importance of
health insurance.
Research
has shown
that all stands the risk of
disability. More people tend
to lose their life and disability
than death. Others lose their homes as
claims on disability or death.
It was likely to suffer disabilities are one of
eight people.
You
must purchase
insurance health insurance
because you think
you have covered not really
come through for you, here's why: -
a. The Social Security: Although social security meets people
who have suffered a disability, you should not rely on it. The definition of disability
that has claims for social security
is very strict. Because of this, over 50% of claims denied
each year. Even if you are certified to the right, you have to wait. Sometimes
up to six months, which corresponds to
the period of social protection,
are waiting. Another
issue is that you can get even
half of the types of income
received before your disability.
c. Pension
plans: Some states include disability benefits in payment plans, but this only applies to permanent or total disability. Some others would reduce pension benefits for the percentage remaining after receiving disability benefits. However, remember that if you get disability and the programs mentioned above, you should not
wait for disability benefits both
your retirement plan because it comes
from the same source.
The
best plan for you is finding a reputable
company that gives you a good health
insurance policy. You must be diligent in your search for insurance get better. So
they will try to visit at least six places before making a final decision.